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A surprise

January 27th, 2015 at 08:07 pm

And not the good kind!

I have been diligently tracking all of our variable spending for the month of January. Well, today I took a peek at totals so far. We are spending *much* more than I thought, and we still have four days to go!

We'll still be able to pay the the CC balance in full, thankfully. But if we're going to meet our savings goals for the year, we're going to have to be more careful with spending in the future.

I'm glad I've committed to tracking things so that we can see what we actually spend instead of just getting a "feel" for what we're spending.

7 Responses to “A surprise”

  1. CB in the City Says:

    It's always more than you think! Just like tracking calories!

  2. creditcardfree Says:

    Awareness of where things really stand is key to making progress! I'd say it is a good surprise or it will be later. Smile

  3. scottish girl Says:

    I agree, it's an eye-opener.

  4. VS_ozgirl Says:

    At least you'll have an idea of where to start cutting back bit by bit

  5. FrugalTexan75 Says:

    The best way to plan a strategy is to be aware of the reality.

  6. snafu Says:

    Glad the tracking is serving the purpose and alerting you to overages and possibly pointing out some easy to make adjustments. I remember how shocked I was at how much we were spending on transportation. It took a couple of months to make a few changes that resulted in major benefits.

  7. chloe Says:

    Thanks, guys! I will think about this month as a starting place instead of a failure Smile

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